Lending for Business

Business lending experts for Australian Businesses

ACS Financial has been providing insurance, commercial lending, and investment solutions to churches, ministries and Christian schools for over 30 years, and now also offers business lending for commercial businesses, helping business owners grow and achieve the vision they have for their businesses.

Our extensive experience in commercial and business lending over the last 30 years enables us to understand the often complex lending criteria and simplify the process for our clients, making the process of lending funds to grow your business a lot less complex.

We have built strong relationships over the last 30 years with banks, lenders, and other financial institutions and also have funds to lend from our own ACCumulator investment fund as well. But where we really shine is through our expertise to provide specific finance solutions to help you achieve your finance goals sooner.

Our team is dedicated to understanding your circumstances and streamlining the process by providing you with full application assistance. To learn more about financing possibilities, contact us. We'll provide you with a financial action plan that will enable you to expand your business and achieve your finance solutions faster.

business lending
business lending

Business lending experts for Australian Businesses

ACS Financial has been providing insurance, commercial lending, and investment solutions to churches, ministries and Christian schools for over 30 years, and now also offers business lending for commercial businesses, helping business owners grow and achieve the vision they have for their businesses.

Our extensive experience in commercial and business lending over the last 30 years enables us to understand the often complex lending criteria and simplify the process for our clients, making the process of lending funds to grow your business a lot less complex.

We have built strong relationships over the last 30 years with banks, lenders, and other financial institutions and also have funds to lend from our own ACCumulator investment fund as well. But where we really shine is through our expertise to provide specific finance solutions to help you achieve your finance goals sooner.

Our team is dedicated to understanding your circumstances and streamlining the process by providing you with full application assistance. To learn more about financing possibilities, contact us. We'll provide you with a financial action plan that will enable you to expand your business and achieve your finance solutions faster.

business lending services

We use our expertise to provide specific finance solutions to guide you through this process. Our goal is to give you a plan and to help you through what can be a complex and lengthy process of securing the funds you need for your business.

Our team is committed to understanding your situation, and facilitating the business lending process by helping you extensively with your application. Call us to find out about finance options. We’ll give you a finance plan of action that will allow you to grow your business and achieve your vision.

Types of loans we provide for businesses

Lending for Business Australia

Purchase new commercial
business premises

Can assist if you need a loan for larger premises to cater for business expansion, or buying your own business premises for the first time


Enquire about our rates  >

business lending Australia

Purchase commercial buildings
as an investment

We can help if you are you looking for a loan to invest in commercial property to grow your future wealth


Get expert advice  >

Refinance commercial business premises or investments

Refinancing may assist in releasing “cash” from the equity in your commercial property for working capital purposes, or further investment

Apply for a loan  >

Business lending experts

Greg Morris

Head of Operations, Oxford Falls Grammar School

"ACS Insurance Services has provided a complete school insurance package with competitive pricing and excellent service. I have always found the staff at ACS to be very helpful and willing to assist with enquiries. Their wealth of experience has been very beneficial and I look forward to continuing our relationship.”

How we help businesses with finance


Lending for Business
  • We work closely with you, the business owner, and listen to your needs and goals before recommending an action plan 
  • We understand commercial finance and will provide different options for you to consider, where possible 
  • We give you a clear plan of action from our first meeting with you. We guide you through each step, including what is required in terms of supporting financial paperwork, to achieve the best result for you 
  • We're financial services experts in servicing SMEs, with over 30 years’ experience. As a trusted lender in financial services, we've built a strong reputation in the industry
  • We’re committed to transparency and professionalism, and we aim to make our relationships with you a priority

Our process is collaborative

We’re here to give you a plan of action, and guide you through the business lending application process. Our finance solutions are tailored specifically for your business needs and we’re with you at every step of the way for help and support.

  • Initial phone call: 1800 646 777
  • Follow up meeting to fully understand your finance requirements
  • We will gather & analyze financial data in a timely manner
  • Determine appropriate/available options
  • Discuss the various options with you for you to choose
  • You will receive a formal “Indicative Finance Proposal” outlining key terms & conditions for your chosen option
  • Once you decide to proceed, we will keep you informed along the way of key milestones as we move through approval to settlement 

Need help deciding?

Our team of business lending experts are skilled and experienced in working with businesses of all sorts. We take the time to understand your unique situation and work with you to find the best finance solutions.

We can even help you work towards your goals with a plan of action for getting your finance paperwork on track. Call now to get the financial guidance you need.

Why we love what we do

By supporting you in achieving your vision and mission for your business, we can foster a desire in others to achieve their vision and mission in their business.

Our heart is dedicated to helping you grow your vision and mission, helping you to achieve your goals.

Why our clients love us

We are a profit-for-purpose company, faith-aligned with Christian values

  • Owned by Australian Christian Churches (ACC), we have been serving churches, ministries and Christian schools for nearly 30 years
  • We make sure you have the best solution we can provide at an extremely competitive rate
  • Our team of trained experts in business lending are experts in the complex needs of both the Christian and commercial sectors, understanding the unique challenges they face

We are a profit-for-purpose company, faith-aligned with Christian values

  • Owned by Australian Christian Churches (ACC), we have been serving churches, ministries and Christian schools for nearly 30 years
  • We make sure you have the best solution we can provide at an extremely competitive rate
  • Our team of trained experts in business lending are experts in the complex needs of both the Christian and commercial sectors, understanding the unique challenges they face
Slide 4
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ACS Financial Stanthorpe Vineyard Christian Church

Vineyard Christian Church were able to build a new kids’ church facility with funds secured through ACS Financial’s Commercial Lending service. The new kids’ church facility provides a fun, safe and engaging space for children to get to know God. 

Video 1
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ACS Financial Desert Life Testimonial

Pastor Ben Teefy speaks of the process of the church’s insurance claim through ACS Financial as being a blessing in disguise. When the storm struck on a Friday afternoon, ACS had an assessor out at the facility over the weekend, assisting the church with recovery and assessment of the damage.

Video 2
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Kings Christian College and ACS Financial

Kings Christian College is a longstanding client of ACS Financial who have grown considerably over the last 20 years. This video highlights the relationship between Kings Christian College and ACS Financial.

Video 3
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ACS Financial Living Waters Tumbulgum

ACS Financial were there to help. Within days of the natural disaster, ACS Financial were on the ground in Tumbulgum, helping Senior Pastors Rob and Brenda Stuttle begin the process of healing and rebuilding; both the community and its structures.

We also provide

Not only are we a leading financial services provider for the Christian and commercial sectors, but we can also tailor products specifically to your unique individual needs. Discover our full range of services.

Insurance for churches and ministries

Access competitive, tailored church insurance packages

Investments solutions for churches

Get attractive tiered rates and flexible terms with ethical investments

Lending for schools

Get specialist advice and access the funds you need to achieve your goals

How can we help?

Ask us how we can tailor a package for you and help you move forward with your vision of advancing the Kingdom of God.

What product/service are you interested in?
  •  Church/ministry/school insurance
  •  Business insurance
  •  Other types of insurance
  •  Commercial lending
  •  Investments
  •  Other (please leave message below)
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