Commercial lending experts who understand Australian churches
We understand the challenges that churches and ministries face when it comes
to securing a loan. This is why we provide specific finance solutions for your unique needs as a church.
As a profit-for-purpose company owned by Australian Christian Churches (ACC), we share the same Christian values that you have. Our goal is to make it as easy as possible to help you secure the funds you need to expand and grow God’s Kingdom.
Commercial lending experts who understand Australian churches
We understand the challenges that churches and ministries face when it comes
to securing a loan. This is why we provide specific finance solutions for your unique needs as a church.
As a profit-for-purpose company owned by Australian Christian Churches (ACC), we share the same Christian values that you have. Our goal is to make it as easy as possible to help you secure the funds you need to expand and grow God’s Kingdom.
Whether you’re applying for a church loan to purchase a building, complete renovations or construction work, or refinancing your existing loan for better rates, we work with you to find the best solutions for church loans in Australia.
Our process is highly collaborative. Our team will take the time to understand your needs and walk you through the lending process. Find out about our finance options that will allow you to grow your church and ministry.
The types of loans we provide for churches
Let us help you get a better rate for refinancing, renovating, constructing or purchasing new buildings
Refinance for better rates
Review your loan for a more competitive rate. We help churches negotiate and secure better interest rates so you can save on your repayments.
Loans to purchase new buildings
Let us help you achieve the vision you have for your ministry. We’ll support you through the entire finance application process, enhancing your prospects for success. We also lend to churches from our own ACCumulator fund.
Loans to complete renovations or construction
Expansion and new construction are necessary when you’ve outgrown your worship space. Let us guide you through your decision and loan application.
Ps Jeremy Greening
Vineyard Christian Church, QLD
"We were able to help Vineyard Christian Church bring their vision to life, by supporting them with refinancing their mortgage. We worked with Pastor Jeremy to help him and his church access the extra finance needed to build a state of the art kids’ facility".
How we help with loans for churches
The biggest challenge churches face when it comes to acquiring a loan is ‘being a church’ and ‘not fitting’ the standard lending model.
- The banking sector struggles to understand the church and not-for-profit market.
We’re financial services experts servicing churches and Christian organisations. Some banks reach out and seek help from ACS Financial to understand a church loan application. - Churches can have complex structures which make securing loans for churches very difficult. The application process is lengthy, with roadblocks at negative bankers and lenders.
We thoroughly understand the application process for churches and how to tackle these obstacles. - Many churches that are successful in securing a loan with a bank or lender are charged excessively high fees, rates or charges. This just doesn’t sit right with us.
Give your existing loan a free ACS Financial Health Check which could save you and your church hundreds of thousands of dollars.
Examples of some of the churches and ministries that we’ve served:
Our process is collaborative
We know that getting finance for churches can be a frustrating process. We understand these challenges. Our finance solutions are tailored specifically for your needs as a church, and we’re with you at every step of the way for help and support.
Need help deciding?
Our team of commercial lending experts are experienced in working closely with Christian churches and ministries, whether it’s for church commercial loans, church construction loans or insurance. We take the time to understand your unique situation and work with you to find the best finance solutions.
We can even help you work towards your goals by getting your finance paperwork on track. Call now to speak to a friendly team member.
Why we love what we do
We’re grateful for the opportunity to use our gifts and strengths to support churches with commercial lending, whether it be to purchase a building to call home, refinance on better rates for good stewardship, or even loans for church construction. Our goal is to provide you with the means and assurance to confidently extend and carry out your ministry and growing God’s Kingdom.
After providing business loans for churches for over 30 years, we know how hard it is for churches to get a loan. We know that banks do not want to lend to churches for a multitude of reasons. Our heart is dedicated to advancing God’s Kingdom and growing strong Christian communities, so we partner with churches who are looking to get a loan to achieve the vision they have for their ministries, and help them secure the funds they need.
If you are not in a position to borrow funds at the moment, we’ll help you create a plan forward over the course of a few months to help you be ready for when you need it.
We love working with you and seeing the positive difference we can make in the lives of others. We see ourselves as facilitators, proudly helping you extend your ministries into your communities while working together to fulfil the Great Commission.
Why our clients love us
We are a Christian, profit-for-purpose company taking ground for the Kingdom.
ACS Financial has genuine support for churches because we believe in what you set out to do. We know that by working together we can achieve more in building the Kingdom.
We really understand churches because we are church-owned and have been serving churches, ministries and Christian schools for nearly 30 years. This is why we have specific products for churches that have been refined over the years.
Your unique needs as a church are met with tailored solutions and you can trust that you’ll be presented with the best possible solutions at the best possible rates. We do everything we can to meet your requirements to help you achieve your vision.
You’ll save time and feel valued as our team of trained experts in commercial lending are also experts in the way we serve churches. We understand the challenges you face and help you with our distinctive skillset.
The longstanding relationships we have with the churches we serve is a testament to the level of care we provide. ACS Financial is not just a financial services provider, but we’re there when you need us to provide guidance and support.
ACS Financial has genuine support for churches because we believe in what you set out to do. We know that by working together we can achieve more in building the Kingdom.
We really understand churches because we are church-owned and have been serving churches, ministries and Christian schools for nearly 30 years. This is why we have specific products for churches that have been refined over the years.
Your unique needs as a church are met with tailored solutions and you can trust that you’ll be presented with the best possible solutions at the best possible rates. We do everything we can to meet your requirements to help you achieve your vision.
You’ll save time and feel valued as our team of trained experts in commercial lending are also experts in the way we serve churches. We understand the challenges you face and help you with our distinctive skillset.
The longstanding relationships we have with the churches we serve is a testament to the level of care we provide. ACS Financial are not just a financial services provider, but we’re there when you need us to provide guidance and support.
ACS Financial Stanthorpe Vineyard Christian Church
Vineyard Christian Church were able to build a new kids’ church facility with funds secured through ACS Financial’s Commercial Lending service. The new kids’ church facility provides a fun, safe and engaging space for children to get to know God.
ACS Financial Desert Life Testimonial
Pastor Ben Teefy speaks of the process of the church’s insurance claim through ACS Financial as being a blessing in disguise. When the storm struck on a Friday afternoon, ACS had an assessor out at the facility over the weekend, assisting the church with recovery and assessment of the damage.
Kings Christian College and ACS Financial
Kings Christian College is a longstanding client of ACS Financial who have grown considerably over the last 20 years. This video highlights the relationship between Kings Christian College and ACS Financial.
ACS Financial Living Waters Tumbulgum
ACS Financial were there to help. Within days of the natural disaster, ACS Financial were on the ground in Tumbulgum, helping Senior Pastors Rob and Brenda Stuttle begin the process of healing and rebuilding; both the community and its structures.
As a leading financial services provider in Australia for churches, ministries, Christian schools, SMEs, NFPs and individuals, our products can be tailored specifically for your unique needs. Discover our full range of services.
Solutions tailored to the unique challenges Australian churches face
Get attractive tiered rates and flexible terms with ethical investments
Specialist advice and access to the funds you need to achieve your goals
ACS Financial offers a comprehensive range of lending options – from church mortgage loans to loans for church building, baptist church loans, church loans for small churches, and more. We also help to ensure our offerings meet all your church loan requirements.
For more information on any of our services, contact us today.
How can we help?
Ask us how we can tailor a package for you and help you move forward with your vision of advancing the
Kingdom of God.
Services
431 Canterbury Road
Surrey Hills, Vic 3127
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